Welcome to LTLoans.com
Thank you for choosing LTLoans.com (the “Website”). The Website and the Services (as defined below) are provided by RevUp Media International, LLC (”we” or “us” “our”). We are located at Gallery Plaza, 103 Ave de Diego, San Juan, Puerto Rico, 00911.
By using the Website or Services, you represent and warrant that you are at least 18 years old, a resident of the United States, and are otherwise legally qualified to enter into and form contracts under applicable law. This Agreement is void where prohibited.
Last revised: August 20, 2015
These Terms govern your current visit to a Site, not any future visit. We may modify these Terms at any time without notice to you, and such modification shall be effective immediately upon posting on a Site. As your next visit to a Site may be governed by different terms posted at this page, you should review the terms on this page each time that you visit a Site.
1. Authorized User; Your Responsibility; Use of Website
All information, materials, images, software, photographs, articles, functions, text and other content solely provided by or on behalf of EasyFunding.com on any Site (collectively, "Site Content") is the sole property of LTLoans.com, as between you and LTLoans.com. The Site and all of the Site Content, and the selection and arrangement thereof, are protected under the copyright laws and other intellectual property laws of the United States and other countries. LTLoans.com reserves all rights, in and to the Site and the Site Content, which rights are not expressly granted herein. Unless otherwise noted, the LTLoans.com name and all other trademarks, service marks, trade names, logos or other designations of source displayed on the Site are the property of LTLoans.com, its affiliates or licensors. All third party trademarks, service marks, trade names, logos or other designations of source are the property of their respective owners. Nothing on any Site shall be construed as granting any license or right not expressly set forth herein. Any unauthorized use of a Site or any of the Site Content will terminate the permission or license granted herein and may violate applicable law. You will not alter, adapt or otherwise modify any part of the Site or Site Content.
3. Use of the Site
LTLoans.com reserves the right in, its sole discretion, to restrict, in whole or in part, your use of the Site, any Site Content and any third party's User Content at any time with or without notice for any or no reason.
4. Third Party Content
LTLoans.com may from time to time (a) link to other sites that we feel may be useful to you, and (b) post content to our Site that is supplied by third parties (collectively "Third Party Content"). Third Party Content is not under the control of LTLoans.com. LTLoans.com makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of Third Party Content, any services accessible by hyperlink from our Site, links contained in any Third Party Content, or any review, changes or updates to a third party web site or for third-party web sites that link to our Site. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties in the Third Party Content are those of the respective author(s) or distributor(s) and not of LTLoans.com. LTLoans.com does not guarantee the merchantability or fitness for any particular purpose of Third Party Content. Please not that once you leave our Site, these Terms do not govern your use of the third party site, and you should review the applicable terms and policies, including privacy and data gathering practices, of any third party sites.
5. Use of Information
All remarks, suggestions, ideas, graphics, or other information communicated by you to us to improve the Site, the Site Content or the products or services of LTLoans.com or its affiliates (each, a "Submission") will forever be LTLoans.com's property. We will not be required to treat any Submission as confidential and will not be liable for any ideas (including without limitation, product, service or advertising ideas) and will not incur any liability as a result of any similarities that may appear in our future products, services or operations. Without limitation, we will have exclusive ownership of all present and future existing rights to Submissions of every kind and nature everywhere. We will be entitled to use Submissions for any commercial or other purpose whatsoever, without compensation to you or any other person sending Submissions. You acknowledge that you are responsible for whatever material you submit, and you, not us, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
6. Compliance with Laws
You shall obey all federal, state, and local laws, regulations and rules that apply to your activities when you use Site. LTLoans.com reserves the right to terminate any account with respect to the Site and to prevent your use of the Site if such account is used to engage in illegal activity or to violate these Terms.
7. Additional Products and Services Disclaimer
LTLoans.com makes available certain descriptions of its products and services on the Site. E LTLoans.com does not represent or warrant that any particular product or service will conform to those descriptions. Each product or service is governed specifically and exclusively by the instrument entered into by the parties for that product or service and not by any information posted on the Site. This paragraph is in addition to and not instead of the disclaimers set forth in these Terms.
You agree to indemnify, defend and hold harmless LTLoans.com, its affiliates, licensors, and partners, including without limitation, LTLoans.com's service providers and banks, and their respective officers, directors, employees, agents and representatives from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, for any claims, causes of actions, procedures or allegations arising out of or relating to any violation of these Terms, your use of the Site, Site Content or User Content (including but not limited to infringement of third parties' worldwide intellectual property rights or negligent or wrongful conduct) by you or any other person accessing any Site on your behalf. LTLoans.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to defense by you.
THE SITE, THE SITE CONTENT AND USER CONTENT ARE MADE AVAILABLE "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, NON-INFRINGEMENT OR ENJOYMENT. WE MAKE NO GUARANTEE THAT THE SITE CONTENT OR USER CONTENT ON THE SITE IS UP-TO-DATE, ACCURATE, OR COMPLETE, AND YOU SHOULD NOT RELY ON IT FOR ANY DECISION OR TO TAKE ANY ACTION. WE HEREBY DISCLAIM ANY WARRANTY THAT THE SITE CONTENT OR USER CONTENT ON THE SITE WILL BE FREE OF INTERRUPTION, FREE OF ERRORS, OR THAT ANY OF THE SITES IS FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES.
10. Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL LTLoans.com OR ANY OF ITS AFFILIATES BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DIRECT, SPECIAL, EXEMPLARY, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, COSTS OR ATTORNEY'S FEES ARISING OUT OF OR RELATING TO THESE TERMS, ACCESS TO, USE OF OR THE OPERATION OF ANY SITE, ANY OF THE SITE CONTENT OR USER CONTENT. YOUR SOLE AND EXCLUSIVE REMEDY AND LTLoans.com'S SOLE AND EXCLUSIVE LIABILITY TO YOU FOR ANY REASON SHALL BE FOR YOU TO DISCONTINUE YOUR ACCESS TO OR USE OF THE SITE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
11. Limited Time to Bring Your Claim
You agree that any cause of action arising out of or related to LTLoans.com, any Site, any Site Content or User Content must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.
13.Governing Law and Forum
These Terms, and the interpretation, performance and enforcement of your and LTLoans.com's rights and duties, shall be construed in accordance with the laws of the State of Puerto Rico, except for any conflict or choice-of-law principle thereof that would lead to the application of another jurisdiction's laws to the rights and duties of the parties. By using any Site, you agree to submit any and all disputes arising out of or relating to these Terms to the exclusive jurisdiction of the state or federal courts located in San Juan County, New York, or, at LTLoans.com's sole election, to binding arbitration before a single arbitrator pursuant to the American Arbitration Association's Commercial Dispute Resolution Procedures, with such arbitration to take place in San Juan County, Puerto Rico.
These Terms operate to the fullest extent permissible by law. If any provision of these Terms is unlawful, void, or unenforceable, that provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. LTLoans.com makes no representations that the Site is appropriate or available for use in locations outside of the United States. Those who access or use the Site from outside of the United States do so at their own volition and are responsible for compliance with local law. This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction where such use would be contrary to applicable law or regulation. By offering this Site and its content, no distribution or solicitation is made by LTLoans.com to any person to use the Site or its content in any jurisdiction where the provision of this Site is prohibited by law. You shall obey all federal, state, and local laws, regulations and rules that apply to your activities when you use the Site.
15. Contacting Us
If you have any questions or concerns about these Terms, please contact us via email info@LTLoans.com or via regular mail:
Gallery Plaza, 103 Ave de Diego
San Juan, Puerto Rico 00911
1. Products and Services
You understand and agree that LTLoans.com is not a lender and is not the creditor for or issuer of the products featured on the Site. Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers.
2. Loan Request Acceptance Policy
Your receipt of an electronic or other form of order confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund. LTLoans.com reserves the right at any time after receipt of your loan request to accept or decline your loan request for any reason. LTLoans.com may require additional verifications or information before accepting any loan request. LTLoans.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from an individual's ineligibility to qualify for the funding opportunity.
3. Credit Check - FCRA Compliance
By submitting your information to LTLoans.com you are providing your express written consent under the Fair Credit Report Act for LTLoans.com and selected lenders and affiliates with whom you are matched to obtain your consumer credit profile or other information from contracted Credit Bureau's associated with your inquiry. While the "soft pull" that LTLoans.com may initiate will not affect your credit score, please note that credit inquires by selected lenders and affiliates will likely impact your credit score.
4. Income Verification
Requesting a loan though LTLoans.com will require you to submit to LTLoans.com information about your personal income. This information will be passed on to the lenders we work with in order to provide you with the proper loan. Some lenders may require that you be able to verify your income before they offer you a loan. By submitting your income information to LTLoans.com you promise that it is completely accurate information. While LTLoans.com will not require any income verification, you agree that lenders with whom LTLoans.com works may need to verify your stated income by requesting proof of income, such as copies of pay stubs or bank statements. You further agree that such a proof of income may be a necessary step in receiving a personal loan. You are not required to disclose alimony, child support or separate maintenance income on LTLoans.com.
By using the services available through the Site, you consent to receive electronically all disclosures, notices or other records that we, our lenders, or our third-party partners are required by law to disclose to you in writing regarding your loan request or the making of your loan (e.g., written disclosures required under the Truth in Lending Act and the Equal Credit Opportunity Act) (the “Disclosures”). Each time you submit a loan request through LTLoans.com, you consent to the receipt of electronic Disclosures with respect to that specific loan request and the resulting loan, if any. Your consent does not apply to any future transactions between us, our lenders, or our third-party partners. Our lenders or third-party partners may ask you to agree an additional electronic consent agreement (or similar agreement). You are responsible for reading and understanding the terms of these additional consent agreements.
You must be 18 years or older and be a legal resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
7. Compliance With Laws
8. Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by LTLoans.com, its licensees, or other third parties who have authorized use of such properties on the Site.
LTLoans.com grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan. LTLoans.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of LTLoans.com. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
9. Limitation of Liability and Disclaimer of Warranties
LTLoans.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. LTLoans.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.NEITHER LTLOANS.COM NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.
10. Third Party Content
The Site may contain links to sites maintained by third parties. LTLoans.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
LTLoans.com utilizes secure technology to protect your personal information. Although LTLoans.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, LTLoans.com cannot guarantee that this information will not be intercepted or decrypted by others. LTLoans.com accepts no responsibility for such interception or decryption.
13. Site Use
LTLoans.com is not your agent, nor is it the agent of the issuer of any personal loan or any supplier with respect to your decision to obtain a personal loan or other financial offering. LTLoans.com may receive compensation for third parties for goods, facilities or services that LTLoans.com provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.
14. Law and Venue
By using the Site, you agree to indemnify and hold LTLoans.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.
19. Contact information
RevUp Media International, LLC, DBA, LTLoans.com info@LTLoans.com, 1-800-582-6881
LTLoans.com understands the importance of protecting consumers' personal information and the proper use of their personal information. It is Our policy to not send unsolicited e-mails to consumers and we hope the following information will eliminate any concerns that Your company may have regarding Our practices of consumers' personal information.
LTLoans.com and its affiliated sites use only an opt-in or opt-out method of obtaining customer information. All personal information from consumers is obtained voluntarily from the consumer. We obtain personal information from third parties that follow the same set of policies.
All e-mail communications sent by us to consumers include information about the origin of the e-mail and include easily identifiable instructions on how consumers can unsubscribe from receiving future e-mail messages from us.
We hope this information satisfies any questions or concerns you may have as an ISP regarding our e-mail practices. If you have additional questions or wish to discuss the matter further, please contact us through any of the following means:
Gallery Plaza, 103 Ave de Diego
San Juan, Puerto Rico 00911